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    What features matter most? How much does it cost?

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    It is important to decide how much you can afford to pay before committing to a site. An online dating site might be free, or have different payment levels. If there are different levels of membership and payment, check to see which features are included in each level and which features you find essential. The membership price might be a yearly, monthly, or quarterly amount. Recently, there has been many mobile dating apps that will let you pay by the action instead of by a set amount of time.

    It is important to read the fine print and to find out how easy or difficult it is to cancel a subscription. What is the matching process? Online dating websites offer a variety of methods on how to search for a mate. Some mobile apps will match you with people based on criteria, including age, gender, and geographic proximity.

    More traditional sites may offer anything from a simple search to a highly specific advanced search. Some more seriously minded sites request that members fill out elaborate compatibility questionnaires.

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    Most dating sites offer a chance to look for the closest possible match. However, if you are currently looking to meet someone in close proximity, many of the mobile dating apps will provide you with your best results with little to no cost. Unless you are using a site specifically meant for a casual or very serious relationship, it has become an industry standard to offer members the chance to whittle down the potential matches.

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    Dating sites do this based on preferences such as income, smoking and drinking, if the match has kids and whether he or she has ever been married. There are some dating sites that ask members to fill out detailed questionnaires designed to choose matches based on compatibility.

    Is the dating site niche? If you have a very specific set of interests, there are many sites that may cater to your niche. User registers, inputs their phone number, and the provider sends them an SMS with a PIN User enters the received PIN, authenticating the number User inputs their credit card info or another payment method if necessary not necessary if the account has already been added and validates payment Subsequent payments: The user re enters their PIN to authenticate and validates payment Requesting a PIN is known to lower the success rate conversion for payments.

    These systems can be integrated with directly or can be combined with operator and credit card payments through a unified mobile web payment platform. Credit card[ edit ] A simple mobile web payment system can also include a credit card payment flow allowing a consumer to enter their card details to make purchases. This process is familiar but any entry of details on a mobile phone is known to reduce the success rate conversion of payments. In addition, if the payment vendor can automatically and securely identify customers then card details can be recalled for future purchases turning credit card payments into simple single click-to-buy giving higher conversion rates for additional purchases.

    Carrier billing[ edit ] The consumer uses the mobile billing option during checkout at an e-commerce site—such as an online gaming site—to make a payment. This type of mobile payment method, which is extremely prevalent and popular in Asia, provides the following benefits: Security — Two-factor authentication and a risk management engine prevents fraud.

    Convenience — No pre-registration and no new mobile software is required. Easy — It's just another option during the checkout process. Fast — Most transactions are completed in less than 10 seconds. Please help improve this section by adding citations to reliable sources. Unsourced material may be challenged and removed. The merchant involved is informed of the payment success and can then release the paid for goods. A Multimedia Messaging Service can also deliver barcodes which can then be scanned for confirmation of payment by a merchant.

    This is used as an electronic ticket for access to cinemas and events or to collect hard goods. Inhibiting factors of Premium SMS include: Slow speed — sending messages can be slow and it can take hours for a merchant to get receipt of payment.

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    Consumers do not want to be kept waiting more than a few seconds. High cost — There are many high costs associated with this method of payment.

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    The cost of setting up short codes and paying for the delivery of media via a Multimedia Messaging Service and the resulting customer support costs to account for the number of messages that get lost or are delayed. It is difficult for them to remember where something was purchased or how to buy it again. This also makes it difficult to tell a friend.

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    Some mobile payment services accept "premium SMS payments. Remote Payment by SMS and Credit Card Tokenization Even as the volume of Premium SMS transactions have flattened, many cloud-based payment systems continue to use SMS for presentment, authorization, and authentication, [20] while the payment itself is processed through existing payment networks such as credit and debit card networks.

    These solutions combine the ubiquity of the SMS channel, [21] with the security and reliability of existing payment infrastructure. Since SMS lacks end-to-end encryptionsuch solutions employ a higher-level security strategies known as 'tokenization' and 'target removal' [22] whereby payment occurs without transmitting any sensitive account details, username, password, or PIN.

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    To date, point-of-sales mobile payment solutions have not relied on SMS-based authentication as a payment mechanism, but remote payments such as bill payments, [23] seat upgrades on flights, [24] and membership or subscription renewals are commonplace.

    In comparison to premium short code programs which often exist in isolation, relationship marketing and payment systems are often integrated with CRMERPmarketing-automation platformsand reservation systems.

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    Many of the problems inherent with premium SMS have been addressed by solution providers. Remembering keywords is not required since sessions are initiated by the enterprise to establish a transaction specific context. December Learn how and when to remove this template message Mobile payment system in Norway. The consumer uses web pages displayed or additional applications downloaded and installed on the mobile phone to make a payment.

    These pages have a URL and can be bookmarked making it easy to re-visit or share.

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    Mobile web payment methods are now being mandated by a number of mobile network operators. Direct operator billing[ edit ] Direct operator billing, also known as mobile content billing, WAP billingand carrier billing, requires integration with the mobile network operator. It provides certain benefits: Mobile network operators already have a billing relationship with consumers, the payment will be added to their bill.

    Provides instantaneous payment Protects payment details and consumer identity Better conversion rates Reduced customer support costs for merchants Alternative monetization option in countries where credit card usage is low One of the drawbacks is that the payout rate will often be much lower than with other mobile payments options.

    Examples from a popular provider: This is a logical alternative to credit card and Premium SMS billing.